North Point

NorthPoint Retirement

Your Trusted Partner in Retirement Planning

Welcome to NorthPoint Retirement

At NorthPoint Retirement, we understand that navigating the complexities of retirement planning can be overwhelming. Our mission is to provide you with the educational resources, personalized analysis, and expert guidance needed to secure your financial future.

Your Path to a Secure Retirement Starts Here

Retirement planning is a crucial step towards ensuring a comfortable and financially secure future. At NorthPoint Retirement, we specialize in helping you understand and maximize your retirement benefits. With our comprehensive approach, we tailor our services to meet your unique needs and goals, providing clarity and confidence as you prepare for the next chapter of your life.

STRATEGIC RETIREMENT PLANNING FOR EVERYONE

Retirement planning is essential for achieving your financial goals and ensuring peace of mind. For our clients, we offer:

Retirement Income Planning:

Confidence in Financial Security

Navigate your retirement confidently with our personalized income planning services, tailored to optimize and sustain your financial resources.

Annuities:

Stable Income for Secure Futures

Secure your future with our annuities, providing stable income streams for a retirement filled with peace of mind and financial security.

Life Insurance:

Comprehensive Protection for Peace of Mind

Protect your loved ones with our comprehensive life insurance plans, ensuring financial support and comfort in times of need.

Long-term Care Solutions:

Safeguard Your Future with Care

Plan ahead with our long-term care strategies, designed to safeguard your assets and provide care where and when you need it most.

Social Security Analysis:

Maximize Your Social Security Benefits

Whether you're planning for retirement, exploring survivor benefits, or looking to optimize your lifetime income, we've got you covered. We offer advice and up-to-date information on Social Security and how to get your maximum benefits.

Specialized Services for Federal Employees
Navigating Your Federal Benefits and Planning for Your Retirement

As a federal employee, your FERS/CSRS retirement benefits are among the best in the nation. However, understanding the various options, exceptions, and provisions can be challenging. Financial planners aren’t always trained to understand federal entitlements and often miss key benefits that can affect the lifestyle you could enjoy in retirement. At NorthPoint Retirement, we are committed to offering the highest standard of federal benefit advice by becoming FRC certified. This enables us to accurately provide:

Personalized Analysis:

Tailored evaluations of your FERS/CSRS benefits, FEGLI, and Social Security.

Workshops and One-on-One Meetings:

Educational sessions to help you understand your benefits and plan your retirement.

Customized Solutions

Strategies to maximize your Thrift Savings Plan (TSP) allocations and overall retirement income.

Long-term Care Solutions

Prepare for the unknown with our strategies crafted to ensure your assets are safeguarded and care is available when needed most.

Social Security Analysis

Federal employees, understanding your Social Security benefits is crucial for a secure retirement.

ABOUT US

Who We Are

NorthPoint Retirement is a leading provider of retirement planning services, offering specialized expertise for both federal and private sector employees. Our team of professionals, including those holding the prestigious Federal Retirement Consultant℠ (FRC) designation, is committed to helping you navigate the intricate details of your retirement benefits. 

Our Mission

Our mission is to provide exceptional retirement planning services that empower our clients to make informed financial decisions, ensuring a secure and fulfilling retirement. We strive to offer personalized solutions that reflect each individual’s unique circumstances and aspirations.

Our Team

Meet Our Experts

At NorthPoint Retirement, our team is comprised of experienced professionals who are passionate about helping you achieve your retirement dreams.

TIM SMITH

Founder & Senior Federal Retirement Consultant (FRC)

Tim Smith is the Founder and Senior Retirement Counselor at NorthPoint Retirement. With a deep understanding of federal benefits and a passion for helping, Tim has earned a reputation as a trusted advisor. His personalized approach and extensive knowledge ensure that each client receives a tailored retirement plan that maximizes their benefits and financial security.

MELISSA SMITH

Director of Operations, Client Care Specialist, & Federal Retirement Consultant (FRC)

Melissa Smith, is our Director of Operations, Client Care Specialist, and a Federal Retirement Consultant. Known for her professionalism and dedication, Melissa has enjoyed building strong relationships with our clients. She oversees daily operations and ensures that each client receives the highest level of service and care.

Ready to Talk About your Retirement Plan?

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