Expert Guidance with FRC Designation:
Work with consultants who hold the Federal Retirement Consultant (FRC) Designation, signifying comprehensive knowledge and experience in federal benefits. The Federal Retirement Consultant℠ Designation Course offers the most comprehensive training and continuing education in federal benefits for qualified professionals. This course is built on rigorous research using the latest guidelines and regulations from the U.S. Office of Personnel Management (OPM.gov). Our team adheres to an established Code of Ethics, undergoes mandatory continuing education, and upholds the highest ethical standards to serve your best interests. Schedule your meeting with a NorthPoint Retirement consultant to navigate your federal benefits confidently.
Benefits Analysis:
Receive a personalized report detailing your FERS or CSRS pension, TSP contributions, FEGLI options, and more. Gain insights into your future income projections and identify potential gaps in your benefits package. Empower yourself with knowledge to make informed decisions for your financial security.
FEGLI Analysis:
FEGLI premiums increase by as much as 2000% by age 65, and understand the implications for your coverage. Learn how bi-weekly premiums start rising at age 50 and increase exponentially, while coverage decreases significantly after age 66. Ensure you’re prepared for potential changes in your coverage by understanding these critical insights.
Social Security Analysis:
Federal employees, understanding your Social Security benefits is crucial for a secure retirement. Unlike some state employees, most federal workers do pay into Social Security, ensuring you are eligible for its lifetime income and survivor benefits. Our analysis focuses on how your federal employment affects your Social Security, the advantages of delaying your benefits for higher monthly payments, and how inflation adjustments can impact your future income. Stay informed about how your unique employment status influences your Social Security benefits and make informed decisions for your retirement.